Empowering People, Growing Communities

UCB Microfinance Bank is a CBN-licensed microfinance bank rooted in the heart of Oyi Local Government Area, Anambra State. Whether you’re starting your first business, expanding your trade, or taking steps toward financial independence, UCB is here to back you.

We believe that when one business grows, the whole community grows. That belief drives everything we do.

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Empowering People, Growing Communities

From microloans to digital banking, our products are crafted to support your growth and secure your future.

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Microloans for Individuals & SMEs

Fast, simple, and competitive loans to expand operations, manage cash flow, or handle urgent needs.

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Asset Financing

Acquire business assets like equipment, machinery, or vehicles without straining your working capital..

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Group Lending Schemes

Cooperative and community-based loans that make credit accessible to members who may not qualify individually.

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Savings & Investment Products

Structured savings accounts to secure your future with competitive returns.

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Digital & Mobile Banking

Bank on Your Terms, Anytime, Anywhere

Our digital and mobile banking platforms let you transfer funds, monitor your account, pay bills, and track loan repayments — all without visiting a branch. Secure, seamless, and designed for the way you live and work today.

 

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Why Choose UCB

At UCB Microfinance Bank, our core values guide everything we do:

Integrity

Transparency and honesty in all dealings

Excellence

Professionalism and superior service delivery

Innovation

Creative and evolving financial solutions

Customer-Centricity

Trust-based, long-term relationships

Teamwork

Collaboration for shared success

Success Stories / Testimonials

Real Stories. Real Impact.
  • Umunya Traders Cooperative Society
    Through UCB's Group Lending Scheme, we accessed funding collectively, strengthened trust among members, and grew our businesses together."
    Umunya Traders Cooperative Society
  • Mr. Chinedu Okafor
    UCB provided asset financing for my vehicle. Now I own it, my profits improved, and I’m planning to expand further. Their professionalism gave me confidence
    Mr. Chinedu Okafor
    – Transport Operator
  • Mrs. Ngozi Eze
    I applied for a microloan, and the process was straightforward. Within a short time, I expanded my inventory and increased my sales. UCB believed in my business when others didn't
    Mrs. Ngozi Eze
    – Fashion Retailer
  • Umunya Traders Cooperative Society
    Through UCB's Group Lending Scheme, we accessed funding collectively, strengthened trust among members, and grew our businesses together."
    Umunya Traders Cooperative Society
  • Mr. Chinedu Okafor
    UCB provided asset financing for my vehicle. Now I own it, my profits improved, and I’m planning to expand further. Their professionalism gave me confidence
    Mr. Chinedu Okafor
    – Transport Operator
  • Mrs. Ngozi Eze
    I applied for a microloan, and the process was straightforward. Within a short time, I expanded my inventory and increased my sales. UCB believed in my business when others didn't
    Mrs. Ngozi Eze
    – Fashion Retailer

Start Your Journey with UCB Today

From microloans to asset financing and digital banking, UCB Microfinance Bank is committed to empowering individuals and businesses in Oyi and surrounding communities.

Apply for a Loan
Open a Savings Account

If you have any questions, Speak    with our Customer Presentative 

HELP DESK 24H/7

+234 (0) 8037785543

UCB Microfinance Bank Limited – We Care, You Grow.

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