Empowering Communities, One Business at a Time

From our roots as a community bank to a fully licensed microfinance institution, UCB Microfinance Bank is committed to financial inclusion, responsible lending, and supporting small businesses and entrepreneurs.

About UCB Microfinance Bank | CBN-Licensed MFB | Oyi LGA, Anambra
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Our Journey

UCB Microfinance Bank Limited commenced operations as Umunya Community Bank, established to serve the financial needs of its host community and surrounding areas.

Following regulatory reforms in Nigeria’s banking sector and the introduction of the Microfinance Policy Framework by the Central Bank of Nigeria (CBN), the Bank successfully transformed into a Microfinance Bank.

In line with CBN guidelines, the Bank was restructured, recapitalized, and rebranded as UCB Microfinance Bank Limited (UCB MFB). This transition strengthened our operational framework, enhanced governance structures, and positioned the Bank to deliver broader financial inclusion services to individuals, micro-entrepreneurs, and SMEs.

Vision

To build communities where the unbanked are financially empowered and digital innovation removes barriers to financial opportunity.

Mission

To provide responsive financial solutions through cutting-edge digital channels and relationship-driven service, creating value for our customers, communities, and stakeholders.

Our Core Values

What We Stand For

Integrity

Transparency and honesty in all dealings

Innovation

Leveraging technology and creative solutions to expand financial access

Customer-Centricity

Delivering value-driven financial solutions tailored to customer needs

Professionalism

Maintaining high standards of competence and ethical conduct

Excellence

Pursuing continuous improvement in service delivery

Teamwork

Driving collaboration and shared success through unified effort

Committed to Excellence & Compliance

UCB Microfinance Bank Limited is committed to the principles of best business practices as articulated in its Corporate Governance Policy.

The Bank complies with:

  • The Central Bank of Nigeria (CBN) Code of Corporate Governance for Microfinance Banks
  • The Financial Reporting Council of Nigeria (FRCN) Code of Corporate Governance
  • Relevant provisions of applicable banking and financial services regulations

We continually review and update our governance structures and processes to align with evolving regulatory standards and international best practices.

CB Microfinance Bank | CBN-Licensed MFB | Oyi LGA, Anambra

Strong Governance for Sustainable Growth

A vigilant, professional, and independent Board of Directors provides strategic direction, guidance, and oversight. There is a clear separation between the roles of the Chairman and the Managing Director to ensure unbiased oversight and accountability.
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Board of Directors

A vigilant, professional, and independent Board of Directors provides strategic direction, guidance, and oversight. There is a clear separation between the roles of the Chairman and the Managing Director to ensure unbiased oversight and accountability.

Experienced Leadership

  • Authority: The Board operates within the scope of authority defined in the Bank's Delegation of Authority framework and regulatory guidelines.
  • Composition & Independence: Experienced professionals in banking, finance, governance, and related sectors, including Non-Executive and Independent Directors.

Board Committees:

  • Credit & Risk Committee
  • Audit Committee
  • Governance & Nomination Committee

Management Committees:

  • Management Credit Risk Committee
  • Assets and Liability Management Committee (ALCO)
  • Information Technology (IT) Steering Committee

Visual Suggestions:

  • Board members’ professional photos with titles
  • Icon grid for committees
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Commitment to Accountability

UCB Microfinance Bank Limited remains committed to transparency, accountability, and sustainable growth. The Board and Management work collaboratively to ensure governance structures support prudent risk management, regulatory compliance, and long-term stakeholder value.

Join Us in Building a Stronger Community

Whether you’re seeking financial services, exploring loan options, or looking to partner with us, UCB Microfinance Bank is here to support your growth and empower your business.

Contact Us

If you have any questions, Speak    with our Customer Representative

 Monday– Friday, 8:00am – 4:00pm.

+234 (0) 8037785543

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UCB Microfinance Bank Limited – We Care, You Grow.

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