Financial Solutions That Work for You


Whether you’re an individual, entrepreneur, or small business owner, our products are designed to help you grow, save, and manage your finances confidently.

Microloans for Individuals & SMEs

Fast, Flexible, and Accessible Loans

When your business needs to move, waiting weeks for a loan isn’t an option. Our microloans are designed for speed and simplicity:

  • Competitive interest rates
  • Minimal documentation
  • Quick approvals

Use our microloans to:

  • Expand your operations
  • Manage cash flow
  • Handle urgent business needs

Asset Financing

Invest in Your Growth Without Financial Strain

Ready to invest in the tools your business needs to grow? Our asset financing solutions help you acquire:

  • Equipment and machinery
  • Vehicles for business operations
  • Essential business assets

We design repayment plans around your cash flow, so growth doesn’t come at the cost of stability.

Group Lending Schemes

Empowering Cooperatives and Community Groups

For cooperatives, trade groups, and community associations, our group lending model makes credit accessible to members who may not qualify individually.

  • Built on collective responsibility and mutual support
  • Strengthens financial discipline
  • Brings funding to more people within your community

Savings & Investment Products

Secure Your Future, One Step at a Time

Building financial security starts with the right savings habit. Our savings accounts are tailored for:

  • Individuals, businesses, and institutions
  • Security and competitive returns
  • Helping you reach financial goals steadily and confidently

Financial Advisory Services

Guidance That Makes Your Money Work Harder

Sometimes you don’t just need money — you need a plan. Our advisory team provides practical guidance on:

  • Business planning
  • Loan structuring
  • Financial management
  • Investment decisions

We help you make informed choices that improve profitability and set your business up for long-term success.

Digital & Mobile Banking

Bank Anywhere, Anytime

Bank on your terms — our digital and mobile banking platforms let you:

  • Transfer funds
  • Monitor your account
  • Pay bills
  • Receive transaction alerts
  • Track loan repayments

Getting Started:

  • Request activation at your branch
  • Provide your registered phone number and email
  • Receive login credentials and instructions
  • Download the mobile app or use the secure web portal

Your Financial Growth Starts Here

Whether you need a loan, want to save, or need guidance for your business, UCB Microfinance Bank is ready to support your journey.

If you have any questions, Speak    with our Customer Representative

 Monday – Friday, 8:00am – 4:00pm.

+234 (0) 8037785543


UCB Microfinance Bank Limited – We Care, You Grow.

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